Group Practice Malpractice Defense Policy

Physicians are not the only defendants named in malpractice claims. Therefore, FHPLEI offers a policy to include the practice as a legal entity itself and provides coverage to its certified and licensed staff. Physicians purchase annual policy limits for $25,000; $50,000; $75,000 or $100,000 each. The practice then adds its own policy up to $100,000 in coverage. Together the policies are “pooled” into one financial resource that is available for the entire practice. You decide what level is most appropriate for your previous and/or anticipated claims history, specialty and financial situation. We also offer retroactive coverage as well as interest-free premium financing to help you better manage the cash flow of your practice.

Just like the individual malpractice policies, the corporate entity and its covered physicians are entitled to the $10,000 Broad-Form defense benefit. However, this coverage is for the physicians and the legal entity individually and is not subject to aggregate benefits.

FHPLEI's medical malpractice legal expense insurance policy is a CLAIMS-MADE POLICY AND DOES NOT PROVIDE INDEMNIFICATION FOR ANY FINES, AWARDS, JUDGMENTS, OR OTHER MONETARY PENALTIES.

Download the application for group coverage.
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