Legal Defense Expense Insurance Benefits and Coverage:

FHPLEI's medical malpractice legal expense insurance policy is a CLAIMS-MADE POLICY AND DOES NOT PROVIDE INDEMNIFICATION FOR ANY FINES, AWARDS, JUDGMENTS, OR OTHER MONETARY PENALTIES.

FHPLEI offers its policyholders four annual policy limit levels: $25,000; $50,000; $75,000 and $100,000. You decide what level is most appropriate for your comfort level, previous and/or anticipated claims history, specialty and financial situation. We also offer interest-free premium financing to help you better manage the cash flow of your practice.

Policy Benefits

The policyholder will receive the following policy benefits provided all other terms, conditions, and eligibility requirements are met:

  • Payment of reasonable and customary attorney's fees and expenses for legal services rendered on your behalf up to the policy limits.
  • Payment of reasonable costs, including, but not limited to, expert witness fees and/or medical record audit fees, utilized in the policyholder's defense up to the policy limits.
  • To review general policy exclusions, please click here.
  • To review other policy limitations, please click here.

Claims Covered Under the Terms of the Policy

  • FHPLEI will provide legal expense insurance benefits in the event the policyholder is notified of legal action for damages due to personal injury, disablement, or wrongful death arising out of an act, error, or omission in providing professional medical services.
  • FHPLEI's medmal policy also provides an additional $10,000 of coverage for legal expense insurance benefits for professional licensing investigations, civil Medicare and Medicaid fraud investigations, civil HIPAA investigations, and OSHA complaints.

For a no obligation quote, please click here for our printable two-page application.
Note: you will need Adobe Acrobat Reader to do this.

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